Pacific Vantage Insurance Agency Inc.
Last updated: June 22, 2026
These Terms and Conditions ("Terms") govern your use of the website operated by Pacific Vantage Insurance Agency Inc. ("Pacific Vantage," "we," "us," or "our"), located at pacificvantageins.com, and any related services, including our quote site at StartwithJustin.com. By using our website or providing your contact information to us, you agree to these Terms.
Pacific Vantage Insurance Agency Inc. is a licensed insurance brokerage in the State of California (Agency License #6019457).
Pacific Vantage helps clients shop for, compare, and obtain insurance coverage, including home, auto, umbrella, earthquake, and other personal lines products, by working with multiple insurance carriers on your behalf. We are not an insurance carrier. Coverage is provided by the insurance companies we represent, and all policy terms, conditions, and pricing are determined by those carriers.
Nothing on this website constitutes a binding offer of coverage, a guarantee of rates, or a substitute for the actual policy documents issued by a carrier. In the event of any conflict between information on this site and your official policy documents, the policy documents control.
By providing your mobile phone number to Pacific Vantage through our website, by phone, or in person, you consent to receive text messages from us related to insurance quotes, applications, and policy updates (such as renewal reminders, payment notices, or documents needed to service your policy).
- Consent is not a condition of purchase. You do not need to agree to receive texts in order to obtain a quote or purchase a policy from us.
- Message frequency varies depending on your active quotes and policies.
- Message and data rates may apply based on your mobile carrier plan.
- Opt-out: You may opt out of text messages at any time by replying STOP to any message. You may reply HELP for assistance.
- Carriers are not liable for delayed or undelivered messages.
- Mobile Opt in, SMS Consent, and phone numbers collected for SMS communication purposes will not be shared with any third party or affiliates for marketing purposes.
If you have questions about our texting practices, contact us at the information in Section 8 below.
Information you submit to us (such as your name, contact details, and information needed to generate an insurance quote) is used to provide quotes, service policies, and communicate with you about your insurance needs. We do not sell your personal information to third parties. We may share information with insurance carriers as necessary to obtain quotes or bind coverage on your behalf.
Content on this website (including blog posts, guides, or FAQs) is for general informational purposes only and does not constitute insurance, legal, or financial advice specific to your situation. Please contact us directly to discuss your individual coverage needs.
To the fullest extent permitted by law, Pacific Vantage Insurance Agency Inc. is not liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on information contained on it. Your insurance coverage is governed solely by the terms of the policy issued by your carrier.
We may update these Terms from time to time. Continued use of our website after changes are posted constitutes acceptance of the updated Terms.
Pacific Vantage Insurance Agency Inc.
Claremont, CA
Phone: (909) 903-6431
Email: Justin.Johnson@pacificvantageins.com
Website: pacificvantageins.com